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  <!-- Core pages -->
  <url><loc>https://insure4trucks.com/</loc><lastmod>2026-03-15</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://insure4trucks.com/privacy-policy</loc><lastmod>2026-03-15</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://insure4trucks.com/about/merryl-gerhardt</loc><lastmod>2026-03-15</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Money pages (high-value SEO targets) -->
  <url><loc>https://insure4trucks.com/new-authority-truck-insurance</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.95</priority></url>
  <url><loc>https://insure4trucks.com/owner-operator-truck-insurance</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.95</priority></url>
  <url><loc>https://insure4trucks.com/hot-shot-truck-insurance</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.95</priority></url>
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  <url><loc>https://insure4trucks.com/truck-insurance-cost</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.95</priority></url>

  <!-- Blog articles -->
  <url><loc>https://insure4trucks.com/blog/bobtail-vs-ntl</loc><lastmod>2026-03-15</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
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  <!-- State location pages -->
  <url><loc>https://insure4trucks.com/truck-insurance-alabama</loc><lastmod>2026-03-15</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
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  <url><loc>https://insure4trucks.com/truck-insurance-ohio</loc><lastmod>2026-03-15</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
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  <url><loc>https://insure4trucks.com/truck-insurance-wyoming</loc><lastmod>2026-03-15</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Trust / Resource pages -->
  <url><loc>https://insure4trucks.com/about</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insure4trucks.com/how-quotes-work</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insure4trucks.com/documents-needed</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insure4trucks.com/states-served</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://insure4trucks.com/insurance-markets</loc><lastmod>2026-06-19</lastmod><changefreq>monthly</changefreq><priority>0.80</priority></url>

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